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  • Colorado payday loans drop by 60 percent but other small loans jump

    The decreases, highlighted in an annual analysis of subprime lending by the state attorney general who regulates them, are in part the result of 2010 legislation that limited the amount of interest that payday lenders can charge, as well as the size of

  • Colorado payday loans drop by 60% but other small loans jump

    The number of payday lenders in Colorado dropped by more than 14 percent last year while the number of loans they made fell by nearly 60 percent, a new state report shows. The decreases, highlighted in an annual analysis of subprime lending by the

  • Report shows the scope of payday lending

    Pettijohn's report said that in the first six months this year, 1.1 million Texans took out payday or auto title loans with a total value of $1.3 billion. There are now 3,280 alternative lenders registered with the state, including 246 in Tarrant

  • Payday-loans.org Adds Over a Dozen New Lenders That Offer Immediate ...

    24, 2012 -- /PRNewswire/ -- Payday-loans.org extends its network of lenders that are offering quick approvals. Consumers that are facing a financial crisis that requires immediate attention now have more options to solve their problems. Consumers have

  • Charges cranking up payday loan costs

    Well known for their high interest rates, reaching up to 14,348%, payday loans have grown in popularity over recent years by providing emergency financial crutches to thousands of people. It is estimated that three million people used payday lenders

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News Summary: Rates on US mortgages at record lows
RATES AT RECORD LOWS: Average U.S. rates on fixed mortgages fell again to record lows this week. The decline suggests the Federal Reserve's stimulus efforts may be having an impact on mortgage rates.

Rate on 30-year mortgage hits record low 3.40 pct.

In this Friday, Sept. 21, 2012, photo,a home is for sale in Oklahoma City. Average U.S. rates on fixed mortgages fell again to new record lows. The decline suggests the Federal Reserve's stimulus efforts may be having an impact on mortgage rates. Mortgage buyer Freddie Mac said Thursday, Sept. 27, 2012, the rate on the 30-year loan dropped to 3.40 percent. That's down from last week's rate of 3.49 percent, which was the lowest since long-term mortgages began in the 1950s. (AP Photo/Sue Ogrocki)Average U.S. rates on fixed mortgages fell again to new record lows. The decline suggests the Federal Reserve's stimulus efforts may be having an impact on mortgage rates.


Already signs Fed action is working: Boston Fed's Rosengren
QUINCY, Massachusetts (Reuters) - The Federal Reserve's decision last week to buy large quantities of mortgage-backed securities is already having a positive effect on wholesale mortgage rates, the president of the Federal Reserve Bank of Boston said on Thursday. Eric Rosengren, in a speech to a chamber of commerce in the Boston suburb of Quincy, also said the U.S. economy was clearly in better shape than some developed peers internationally, but still not strong enough to bring the unemployment rate down more quickly. (Reporting By Ben Berkowitz; Editing by Chizu Nomiyama)

Ahead of the Bell: Weekly mortgage rates
Loan buyer Freddie Mac reports Thursday on whether mortgage rates are continuing to hold near recent low rates.

U.S. mortgage refinancing applications rise as rates hit record low: MBA

A U.S. flag decorates a for-sale sign at a home in the Capitol Hill neighborhood of WashingtonNEW YORK (Reuters) - Applications for home mortgages dipped last week, though demand for refinancings rose as mortgage rates fell to a record low, an industry group said on Wednesday. The Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity, which includes both refinancing and home purchase demand, edged down 0.2 percent in the week ended Sept 14. The seasonally adjusted index of refinancing applications gained 0.80 percent. The gauge of loan requests for home purchases, a leading indicator of home sales, tumbled 3.8 percent. ...


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