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I took out a payday loan – but at least I'm ashamed of it -

I ummmed and ahhed about revealing this for quite some time, because coming to work naked would be less embarrassing, less humiliating, less ignominious than admitting that, over the course of two years, I paid almost three grand for that £700 loan, a loan I took out just to pay for a flight to Kenya so I could attend my best friend’s wedding, a marriage that dissolved within a year, meaning...


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  • Backers say Colorado payday loan limits working

    DENVER (AP) — A report from Attorney General John Suthers says a law cracking down on the payday lending industry saved Coloradans nearly $100 million last year. A new law limits the term of payday loans from about two weeks to a minimum of six

  • Payday Loan Scam

    The McLeod County Sheriff's Office has recently received reports of a telephone collection scam related to delinquient Payday Loans. Authorities say it's a nationwide scam in which a caller claims the victim owes money on a Payday Loan they have either

  • Sneaky fees and extra interest charges can DOUBLE payday loan debt in 90 days

    Quickquid, one of Britain's biggest lenders, which claims it offers some of the cheapest rates around, hits borrowers with a fee of up to £14.75 for every £50 borrowed — equivalent to an annual interest rate of 2,222 per cent — so a £400 loan would

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News Summary: Rates on US mortgages at record lows
RATES AT RECORD LOWS: Average U.S. rates on fixed mortgages fell again to record lows this week. The decline suggests the Federal Reserve's stimulus efforts may be having an impact on mortgage rates.

Rate on 30-year mortgage hits record low 3.40 pct.

In this Friday, Sept. 21, 2012, photo,a home is for sale in Oklahoma City. Average U.S. rates on fixed mortgages fell again to new record lows. The decline suggests the Federal Reserve's stimulus efforts may be having an impact on mortgage rates. Mortgage buyer Freddie Mac said Thursday, Sept. 27, 2012, the rate on the 30-year loan dropped to 3.40 percent. That's down from last week's rate of 3.49 percent, which was the lowest since long-term mortgages began in the 1950s. (AP Photo/Sue Ogrocki)Average U.S. rates on fixed mortgages fell again to new record lows. The decline suggests the Federal Reserve's stimulus efforts may be having an impact on mortgage rates.

Already signs Fed action is working: Boston Fed's Rosengren
QUINCY, Massachusetts (Reuters) - The Federal Reserve's decision last week to buy large quantities of mortgage-backed securities is already having a positive effect on wholesale mortgage rates, the president of the Federal Reserve Bank of Boston said on Thursday. Eric Rosengren, in a speech to a chamber of commerce in the Boston suburb of Quincy, also said the U.S. economy was clearly in better shape than some developed peers internationally, but still not strong enough to bring the unemployment rate down more quickly. (Reporting By Ben Berkowitz; Editing by Chizu Nomiyama)

Ahead of the Bell: Weekly mortgage rates
Loan buyer Freddie Mac reports Thursday on whether mortgage rates are continuing to hold near recent low rates.

U.S. mortgage refinancing applications rise as rates hit record low: MBA

A U.S. flag decorates a for-sale sign at a home in the Capitol Hill neighborhood of WashingtonNEW YORK (Reuters) - Applications for home mortgages dipped last week, though demand for refinancings rose as mortgage rates fell to a record low, an industry group said on Wednesday. The Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity, which includes both refinancing and home purchase demand, edged down 0.2 percent in the week ended Sept 14. The seasonally adjusted index of refinancing applications gained 0.80 percent. The gauge of loan requests for home purchases, a leading indicator of home sales, tumbled 3.8 percent. ...

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